HOUSE!

Hmmm...These pictures just won't go where I want them to. It's just a few random pictures of the house, the sideways picture is of deer enjoying our yard. And the one on of the front of the house is showing off the front door being red now and not the awful yellow!!

Tomorrow, Tomorrow....

We close on the house tomorrow morning! We have waited for so long, since we made the decision to buy the 'other' house this has been our plan. We are nervous, excited, happy, scared, and a host of other things. We have been staying with my parents for 7 long weeks and I can't thank them enough for letting us stay here an completely disrupt their household and their sanity. But we are more than ready to move on! It has been a test of patience and tongue biting on so many levels and we are all just ready to have our own space again.

I can't wait to start making our new house a home!

well?

We should hear the results of the water test for the house tomorrow late afternoon. The well needed to be shocked and we are praying that it worked. The house has been vacant for over a year so the water not passing wasn't a surprise, we just hope that a shock was all that it needed.

After we hear the results from that and have a 100% go for closing on Thursday I get to start calling companies and setting up utilities, deliveries and getting the hot tub guy to come out and get us up and running! I'm SO looking forward to soaking in it after moving and unpacking! I need to make a decision on what washer and dryer to buy, I just can't decide. I know that I want the most energy efficient one I can find. It's going to cost more up front but will be worth it in the long run since 6 people make a TON of laundry!

Home Sweet Home??

Our loan has gotten funding back, sorta kinda, it's not definite but we have hope now. We have a mortgage commitment date of this Friday and still no news on our mortgage since they are so backed up from loans that were supposed to close in late October. I'm freaking out. Just a little. Ok, a lot. We have a Settlement goal of Nov 11. Which would mean that we only have 8 more days before we are home owners again and not squatters.

There are more than a few people talking "trash" about us and it bothered me at first, but not any more. As I've said many times before, Jealousy is a nasty, nasty thing...

PANIC

I'm panicking. Our loan still has no funding. Other lenders are no longer accepting applications for these loans until sometime after mid November. We are set to close on November 18th. It's 4 weeks from today. We had hoped to close sooner than that but obviously that's not looking like a possibility. It only took 2 weeks the last time the loan had funding pulled and 2 days the time prior and now it's our house on the line and it has already been 3 weeks and no word of the funding coming back. I'm just so damn scared.

Holy Sh*t!

The appraisal was challenged and they LOST! So we now get a cool $10,000 knocked off of the sales price! Holy crap - we are stunned and ecstatic! Maybe the appraiser couldn't see past the ugly yellow front and side door and all of the AWFUL wallpaper inside, oh and the ugly bathroom flooring. But all of those are "easy" cosmetic fixes! Please pardon me for bragging, because I totally am ~ thank you to the appraiser for helping us get our 3,200 sq ft, 3-1/2 bath dream home on 1.50 acres for 10k less!

Quickie

News on the "hope to be" new house:

It was broken into sometime over the weekend and they ruined at least the 9ft patio doors which are really expensive to replace. :-(

Our loan still has no funding, so a big "thank you" to the Government for possibly making us lose this house.

The appraisal came back low, which is pure crap according to all local comps for houses sold within the last 3 months. They are challenging the appraisal and if it doesn't work they have the option of pulling out of the contract and we lose all of the money already invested in the house, or lower the sales price to what the house DID appraise for which would be good for us.

I'm tired of all of this. We NEED to get out of my parents house since it's just getting worse every day. The kids need stability. We need our own space and my parents need their space back! I'm ready to move on, literally!!!

Praying this all works out and all of this headache and worry will have been worth it!